15 Financial Tips You Should Put into Practice from the Age of 30

The decision to have children must be made with a cool head, conscientiously, and especially when there is economic stability. If you think you and your partner aren't ready to expand your family yet, don't feel pressured by family or friends. The best thing is that you save, enjoy your relationship and when the wonderful moment arrives you don't feel so worried. They will already have at least a small financial cushion for the big expenses that lie ahead.

If you have already been working in the same company for a few years, there is nothing wrong with proposing a salary increase to your boss, after all, you have the right to improve your financial situation and, why not, to aspire to a higher position. Feeling fulfilled, important and with the ability to take on new challenges and responsibilities helps you feel much better about yourself and, consequently, access a better quality of life.

At this point in your life, your job may already be stable and you may feel that you have earned every achievement in the company, but don't forget one thing: your health will always come first, so don't underestimate the signals your body sends: tiredness, poor diet, bad posture and stress are fatal for anyone. Try to vacation at least once a year and don't do the errands you didn't finish at home. Don't let work suck up your hours of rest and recreation.

Whether you are 15, 25, 30, 50 or 70 years old, it is never too late to invest in education, do you want to study Italian? Do it! Or how about that mastery you can't stop thinking about? Go order reports right now! Remember that education always opens doors and so does your mind.

Beware of vicious cycles, you may feel like debt sucks you in, but borrowing to pay only buries you deeper in the problem. Make the effort and save as much as you can to clear that financial headache that's eating away at you. It's hard, we know, but giving up dining out at restaurants and buying unnecessary clothes for a few months is well worth it, don't you think?

It is more profitable to invest in quality garments even if they mean a higher cost at the beginning, but rest assured that at the end of the year you will still have it in your closet. A smart way to spend less on clothes is to put together a list of what you need to take advantage of the end-of-year sales at good stores.

Always be guided by a budget for your week, fortnight or month, that way your expenses will be smarter, controlled and you will be able to see how much you saved by not buying unnecessary items just because you thought they were cute or "functional" at the time. Outsmart the stores and ignore those sexy "25% off" offers.

If you have already established a budget, as mentioned in the previous point, it is also advisable that you make a list of expenses and write down EVERYTHING: the milk from the supermarket, the rent, the subscription, the afternoon snack, write everything down! You'll be surprised at the end of the day to know how you managed your money and where it went. The phrase "money goes away like water" will have a new meaning for you because you will have every penny invested well identified.

You may feel like it's too early to think about that, but time goes by quickly and if you allocate a small part of your salary to save it won't be so complicated for your pocket. The important thing is not to fail and to keep that money in a safe place.

We know: it's very tasty and comfortable to eat in restaurants, and when the expense is seen alone it seems harmless, but when you see how much you've spent every week on eating out you're going to be surprised.

Choose to cook at home, so you will eat a variety of foods and it will be much cheaper. If you feel like you don't have time to do it, dedicate a full day to preparing your food, do it in large quantities for the whole week and freeze the rest; Also pack bags with snacks or fruit, and always bring your water and coffee. You'll notice the difference immediately in your accounts!

Always be foresighted and don't let misfortunes catch you off guard, you never know if you will have an accident or a strong priority expense. That's why it's good to have a financial cushion in which you deposit part of your salary month by month.

Emergencies never warn, but you'll be prepared.

If you and your partner live together, it's important that you agree on finances and put together a spending strategy and stick to it, especially if you have a purpose such as traveling, buying a car, or remodeling your room.

Setting goals between the two of you will be easier and you will achieve the goal much faster.

Having a stable job is a blessing, but it never hurts to look for another source of income that will give you a little money at the end of the month; No matter how little it is, it will help you save or to treat yourself to the end of the month that was not in your budget.

Selling a brand by catalog, making cupcakes, knitting, designing freenlace, all the options are good and valid.

It's not a financial issue, but it's still very important: don't lock yourself away only in your work duties, keep your friends close; It's good to have some ears that listen and advise us and, best of all, make us laugh and not worry for a while.

Do you know any other tips? We want to read it!