Tips for Safe Internet and Mobile Banking

Internet banking

According to the study by Symantec aimed at understanding how cybercrime affects consumers and how the adoption of new technologies impact people’s security reports that every second, 18 adults become a victim of cybercrime, resulting in more than one-and-a-half million cybercrime victims each day on a global level.

Norton Cybercrime Report 2012 also shows that , 66% of Indian online adults have been victims of cybercrime in their lifetime. In the past 12 months, 56% of online adults in India have experienced cybercrime–more than 115,000 victims of cybercrimes every day, 80 victims per minute and more than 1 per second–and the average direct financial cost per victim is $192–up 18% over 2011 ($163), according to the 2012 edition of the Norton Cybercrime Report released on Tuesday.

To protect your financial information from cybercrimes and being protect you from cyber criminals. Here are some tips for safe Internet and Mobile Banking.

  • Install latest anti-virus/ antispyware/ personal firewall/ security patches on you computer or high-end mobile phones.
  • Do not open unexpected e-mail attachments or instant message download links.
  • Always check the web address carefully before sharing any sensitive information, check for https: at the address bar just before the address of the website you enter you financial information.
  • The Padlock icon at the upper or bottom right corner of the web page must always be ‘on’ during secure transactions.
  • Change your Internet Banking passwords at regular intervals.
  • Register for Mobile Banking and receive for all significant transactions in your account.
  • If you suspect that you have become a victim of a phishing attack and already have divulged your sensitive account information to fraudsters, please report it to you bank.
  • Do not respond to calls made on pretext Bank’s identity and have any personal or account details on any telephone system, voice message, e-mail or SMS.
  • Make sure any Internet purchase activity you engage in is secured by encryption to protect your account information. Look for the ‘secure transaction’ symbols.
  • Never enter, confirm or update your account-related details in a pop-up windows.
  • Do not give confidential information such as Password, Customer ID, Debit or Credit Card number or PIN, CVV, Date of Birth, Debit Card Grid values to any e-mails request, even if the request is from government authorities, Income Tax department or any Card Association company like VISA or MasterCard.
  • If you receive any suspicious e-mail or a website prompts which are asking for your private and confidential information in relation to your account with the bank, inform your bank immediately.


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